You just received documents that indicate a customer is filing a lawsuit against your company. Perhaps he or she slipped and fell while visiting your establishment. On the other hand, he or she may be suing you because a product you offered was defective and led to financial loss for them. No matter what the reason is for the lawsuit or how valid it is, this is a big deal for most small businesses. What you do about it is also important. Luckily, if you have business insurance in place, specifically liability insurance, it could help you in numerous ways. 
It Pays for Claims
You may know that most business insurance pays for liability claims filed against your company up to the dollar amount of coverage you have. That means that, if someone is suing you for the $500 medical bill they had when they fell, your insurance is likely going to take care of that cost to you minus any deductible. It can also pay for settlements should they be required down the road.
It Pays for Your Attorney
If the situation is escalated and you need to bring an attorney in, the business insurance plan is likely to foot the cost for your legal defense. This includes paying for an attorney to represent you in the settlement or even in a court of law. That should give you the support you need knowing that, even with that lawsuit in your hand, there are still ways for you to get through the day.
It Pays for the Trial
If the claim goes to court, your insurance is there to support you through most types of needs. It can help to pay for witness fees. It can also help cover evidence costs, so your insurer can defend you to the best possible level.
It does not matter what happened or why. If you are faced with a lawsuit, call your business insurance agent to discuss the risks right away. He or she will work with you to uncover what your options are as well as who can help you through this legal matter.
Get the protection you need. Call us for more information on business insurance.