Coverage for Your Business in Alexandria, VA, McLean, VA, and Throughout Virginia
Protect your Investment
Kinneman Insurance provides insurance to businesses in Alexandria, McLean, Bethesda, Arlington, Vienna, Washington, and surrounding areas.
Whether you’re looking for your first business location or starting a venture out of your home, business insurance is a must. At Kinneman Insurance, we specialize in small business insurance policies that combine coverage to save you money. As a business owner, you have a lot on your plate, and we will help you operate with the peace of mind that you are covered in case of an accident, disaster or lawsuit.
Business Insurance Coverages We Offer
Some of the key insurance policies we offer include:
General liability insurance covers accidents of bodily injury, property damage and personal and advertising injury. This insurance covers property damage costs and medical bills related to an accident on your business’ property. If someone falls down the stairs at your department store, for example, general liability insurance will cover their medical bills related to the injury as well as protect your business from a possible lawsuit.
Additional liability insurances available for your business include:
Small Business Liability
Workers compensation provides coverage for employees who are injured on the job. This insurance is required in most states depending on your industry and how many employees you have. Even if you have a single employee, you should consider workers compensation, however. This insurance helps prevent work injury-related lawsuits by covering costs for medical expenses, wage replacement, disability benefits and more.
Commercial Auto Insurance
Commercial auto insurance provides coverage for vehicles owned or used by the business for work purposes. This can apply to company vehicles, vans, buses, trucks and more. A full coverage commercial auto insurance policy generally includes comprehensive coverage, collision coverage, liability, medical payments, and uninsured/underinsured motorist. Additional insurance is available, as well, such as Hired or Non-Owned Auto insurance, which covers vehicles your business rents or borrows.
Other commercial insurances available for your policy include:
A business owners policy combines general liability and commercial property insurance into an affordable, flexible policy for small businesses. If you are looking to save money on important coverages, consider a business owners policy from Kinneman Insurance.
Insure Your Business Today
Kinneman Insurance agents are here to tailor a policy perfect for your business, whether you have a physical location or work out of your home. Protect your hard work today by calling us at 703-823-8800 or fill out an online quote form to get started.
Frequently Asked Business Insurance Questions
A single bad claim, especially in the beginning of your business’ livelihood, can cause irreparable damage without an insurance policy in place. Lawsuits cost thousands and sometimes millions of dollars, and business insurance can help mitigate that cost so you can keep operating without falling into heavy debt.
Business insurance works much like other insurance policies. As the business owner, you will pay monthly premiums in exchange for coverage. When a claim is filed, a claims adjuster from the insurance provider will investigate the claim and determine how much compensation your business will receive based on the policy.
A business owners policy is a type of insurance policy that combines general liability and commercial property insurance for small businesses. This is a simple, flexible policy designed to save small businesses money on important coverage.
The two main types of business insurance are property insurance and liability insurance. Property refers to protecting the business from physical property damage or loss, while liability refers to acts of negligence and lawsuits that could befall the business.