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Home > Blog > Kinneman Insurance Blog: home insurance
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Kinneman Insurance Blog: home insurance

View the latest blog posts from Kinneman Insurance.

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Friday, December 16, 2022

Cold Weather and Plumbing Problems

Many homeowners don't realize that plumbing problems can arise in the cold weather. If not prevented, these plumbing issues can cause significant hassle and expense. The biggest concern is water freezing inside your plumbing system, which causes expansion that can result in cracked pipes. READ MORE >>

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Friday, July 29, 2022

Why Use a Local Insurance Agency

Have you ever tried to read your insurance policy?   If so, you will probably find that it is a complex legal contract that may be difficult to understand if you, like most people, are not familiar with the terminology and how these agreements are structured. READ MORE >>

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Tuesday, July 26, 2022

Is Your Clothes Dryer a Fire Risk?

Each year thousands of fires are caused by clothes dryers. As a homeowner, this appliance is one you likely use often, which means it’s essential to know the fire risks clothes dryers can pose and how to prevent them. Read on to learn more about clothes dryer safety.  The Stats  READ MORE >>

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Wednesday, July 13, 2022

What Is a Personal Umbrella Policy?

 If you own a home or drive a vehicle, in most instances you will have a homeowners insurance policy and an automobile insurance policy.   This coverage is required by financial institutions that provide mortgages or automobile loans. READ MORE >>

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Friday, May 20, 2022

The Three Common Types of Smoke Alarms

You probably know that smoke alarms are essential features of your home, but do you know why? Smoke detectors allow you to take quick action when a fire starts in your home. In emergencies like this, acting fast is crucial, as it will enable you to help keep yourself and your family safe from danger. READ MORE >>

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Tuesday, January 25, 2022

How Your Home Affects Your Insurance Rate

Many homeowners are looking for the best deal when it comes to their home insurance. They want to get the coverage they need, but they don’t want to pay a lot for the coverage.   It’s natural to want to save as much as possible on monthly expenses. READ MORE >>

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Wednesday, October 20, 2021

4 Tips for Preparing for Home Insurance Claims Ahead of Time

While home insurance gives you peace of mind in case of an emergency, filing a claim requires quite a lot of specific information. Organizing your information and preparing for the process ahead of time simplifies the claim process and reduces stress after a natural disaster or break-in. READ MORE >>

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Friday, May 14, 2021

Review Your Home Insurance For Coverage Limits

Having homeowners insurance on your property is essential to your own security. After all, it helps you both maintain your property and protect your finances in case of hazardous accidents.   However, in order to perform optimally, your policy must be tailored to your property, specifically. READ MORE >>

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Wednesday, March 3, 2021

What Will Home Insurers See As High Risks?

When determining your home insurance premiums, insurers will gauge how much of a risk you are to invest in. If your chances of filing a claim are much higher than those of the average homeowner, then you are likely to pay a much higher premium overall. On one hand, insurers use very different formulas to measure risks posed by clients. READ MORE >>

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Wednesday, November 11, 2020

Does Home Insurance Cover Hardscaping and Landscaping Features?

When you buy a home, you’ll usually have a plot of land that you’ll receive with the house itself. You’ll often find it a fun and rewarding experience to landscape, plant and decorate your yard as you see fit. In many cases, your landscaping becomes an asset to your home and might even raise your property value. READ MORE >>

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