Workers Compensation in Alexandria, VA, McLean, VA, and Throughout Virginia
Keep Your Employees Protected
Employees who get hurt or sick on the job might sustain severe injuries or even permanent disabilities, preventing them from being able to work. With workers’ compensation insurance, someone who has experienced an occupational injury can receive the financial benefits they deserve.
Most states require businesses to carry this coverage, both for the help it can provide employees and the reduced liabilities it provides the business itself. Kinneman Insurance can provide any business with the quality workers’ compensation benefits it needs.
Protect Your Employees
If an employee gets hurt or sick on the job, the responsibility of the incident falls on the employer, even if they were not negligent in the injury itself. Workers’ compensation will provide both the business and the employee with assistance in these cases.
Some of the most common occupational safety hazards include:
Slip-and-fall, burn, head injury and other hazardous risks.
Machinery injury risks.
Injuries from commercial vehicle accidents.
Repetitive motion injuries.
Toxic exposure injuries.
By filing for workers’ compensation, eligible employees may receive:
Paycheck replacement and income support
Medical bill payments
Death benefits (provided to the employee’s survivors if they die on the job)
Additionally, by taking workers’ compensation, an employee agrees not to sue the business for their injury in most circumstances. As a result, the business’s own liability for injuries will drop, while they will still create a managed way to help someone during their recovery.
Common Workers Compensation Insurance Questions:
What Can Workers’ Compensation Insurance Cover?
Workers’ Compensation insurance provides benefits to your employees in the event the become injured or experience work-related illness. This policy can help cover the following:
Is Workers’ Compensation Insurance Required?
In many states, workers’ compensation insurance is a requirement for businesses to have. Even if the policy is not required by your state, it’s important to consider this coverage in order to provide protection for your employees and your business. Without it, all facets of your business could experience a significant financial loss when you least expect it.
How Much Does Workers’ Compensation Insurance Cost?
The cost of your policy is going to depend on a few factors:
Discuss your business needs with your agent to determine an accurate quote for your policy.
Learn More About Workers’ Compensation Insurance
At Kinneman Insurance we want to help you protect your business and employees from financial loss if an accident occurs. To get started on a workers’ compensation policy, contact your agent today.