• Home
  • Our Agency ›
    • About ›⤵
      • About
      • Meet Our Team
      • Our Locations
      • Our Reviews
      • Press Releases
    • Request Certificate of Insurance
    • Companies We Represent
    • Contact Us ›⤵
      • Contact Us
      • McLean Office
      • Alexandria Office
  • Products ›
    • Products
    • Home & Auto Insurance
    • Auto Insurance ›⤵
      • Auto Insurance
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
      • Classic Auto Insurance
      • 24-Hour Customer Service
      • Rental Reimbursement
      • SR-22 Insurance
      • Towing
      • Personal Injury Protection (PIP)
      • Medical Payments Coverage
    • Home Insurance ›⤵
      • Home Insurance
      • High Value Home Insurance
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Flood Insurance
      • Landlords Insurance
      • In-Home Business Insurance
    • Other Personal Insurance ›⤵
      • Other Personal Insurance
      • Collectible Insurance
      • Identity Theft
      • Jewelry Insurance
      • Personal Umbrella Insurance
      • Pet Insurance
      • Data Backup
    • Life Insurance ›⤵
      • Life Insurance
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Recreational Vehicle Insurance ›⤵
      • Recreational Vehicle Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Industry Specific Insurance ›⤵
      • Industry Specific Insurance
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Builders Risk Insurance
      • Commercial Real Estate
      • Contractors Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Healthcare Practice Insurance
      • HVAC Contractors Insurance
      • Landscaping Insurance
      • Law Firm Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Media & Advertising Insurance
      • Personal Trainer Insurance
      • Printers & Publishers Insurance
      • Real Estate Businesses Insurance
      • Restaurant Insurance
      • Retail Insurance
      • Snow Plow Insurance
      • Plumbing Contractors Insurance
      • Rideshare Insurance
      • Specialized Truck Equipment Insurance
      • Vacation Rental Property Insurance
      • Technology Services Insurance
    • Business Insurance ›⤵
      • Business Insurance
      • Loss Control Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Cyber Liability Insurance
      • Crime Insurance
      • Home Office Insurance
      • Inland Marine Insurance
      • Professional Liability
      • Workers Compensation
      • Bonds
      • Fidelity Bonds
      • Small Business Insurance
      • Small Business Liability Insurance
      • Surety Bonds
  • Contact Us ›
    • Contact Us
    • McLean Office
    • Alexandria Office
    • Locations & Hours
  • Resources›
    • Business Affiliates
    • Get Your Flood Risk Score
    • Insurance Glossary
  • News and Updates ›
    • News and Updates
  • Blog ›
    • Blog
  • Get a Quote
Call Us 703-823-8800 ☰ ˟
Kinneman Insurance Logo
Call Us Today 703-823-8800
Home > Commercial-Products > Coverage-For-Specific-Industries > Contractors Insurance

Contractors Insurance in Alexandria, VA, McLean, VA, and Throughout Virginia

kinneman starsAll contractors must do their work with the greatest care. They aim to build structures that have low risks of sustaining damage or causing safety hazards. However, many contractors will face operational risks that could trigger problems at inconvenient times. Fortunately, securing appropriate insurance coverage can help you cover the costs of these issues.

construction workers  

Here at Kinneman Insurance, we believe in taking a comprehensive approach to every construction business’s insurance needs. If you’re located in in Alexandria, McLean, Bethesda, Arlington, Vienna, Washington, and surrounding areas, give us a call today to learn how we can help you. 

What Coverages Do Contractors Need? 

Contractors face various on-the-job hazards Consequently, every contractor may need a variety of commercial insurance solutions to be properly protected.  

Several types of coverages may be available for contractors, including:  

  • General liability insurance—This may provide coverage if your business is responsible for injuries or property damage of third parties. It may help pay for medical expenses or legal fees. 
  • Property insurance—If covered events such as fires or severe storms damage your company’s physical assets (e.g., your building or furnishings), property insurance may compensate those losses. Coverage may also be available for your tools and machinery. 
  • Inland marine insurance—This coverage may protect your commercial property (e.g., equipment and tools) as it is being transported overland.   
  • Builder’s risk insurance—If a covered peril (e.g., fire) damages your building materials while a construction project is in progress, builder’s risk insurance may help reimburse you for those losses. 
  • Commercial auto insurance—This may provide coverage for the vehicles your business owns, uses or leases if an accident occurs. It is a separate policy from personal auto insurance. 
  • Business interruption insurance—If a covered event forces you to cease your operations temporarily, this coverage may help pay for continuing expenses (e.g., taxes and wages) until your business activities resume. 
  • Pollution liability insurance—This may provide coverage if your business is responsible for releasing a pollutant that caused injury or property damage to a third party. 
  • Workers’ compensation—This coverage may help compensate your employees if they sustain a work-related injury or illness. It may help pay for medical expenses or provide wage replacement. 
  • Umbrella insurance—If a claim exceeds the limits of your other liability policies, umbrella insurance may provide additional financial protections to help fill in the gap. 


Additional policy endorsements and supplemental coverages may also be available. We can work with you to help find an insurance plan that meets your needs. 


Is Insurance for Contractors Expensive? 

Multiple factors affect the cost of insurance for contractors. Variables, including the size and location of your business and your specific industry or trade, can influence premiums. Different insurance carriers will rate these factors in numerous ways. It is important to compare prices across plans and to speak with an insurance agent about the intricacies of your business in more detail. 


Find the Policy That Fits Your Company 

When matching clients with insurance, we review their current policies and offer our recommendations based on experience, dedication and expertise. Give us a call today to discuss your contractors insurance needs.  

Contact Us Today


Send us a Message
Kinneman Insruance

Alexandria Office
50 S Pickett St No. 20-A
Alexandria, VA 22304

703-823-8800
McLean Office
1301 Vincent Pl.
McLean, VA 22101

703-356-8155

Important Links
Meet the Team
Blogs
Carriers

© Copyright 2021. All rights reserved | Powered by Insurance Website Builder