Landscapers have a high degree of liability associated with all aspects of their operations. After all, the job requires them to work primarily with another party’s property. Just as landscaping requires specialized tools and equipment to get the job done, the right insurance policy can protect you from heightened risks of bodily injury, property damage and personal injury related to performing landscaping work.
At Kinneman Insurance, we know the best commercial insurance is customized to the individual business. Our contractor insurance program is designed to help every member of this industry, landscapers included. From arborists to architects, our agents are experienced in matching landscapers across all specialties with the right coverage.
What Are the Basics of Landscaping Insurance?
Though all landscapers face similar liabilities, they are not identical businesses. Depending on factors like the scope of your projects, machinery involved and chemicals used in your operations, your insurance needs are going to be unique.
At Kinneman Insurance, we believe in taking the time to help you comprehensively review your operations and your risk management strategy so you can always get perfected benefits at an affordable price.
Some of the policies you might need within your insurance portfolio are:
Builder’s risk insurance
Commercial auto insurance
Equipment breakdown insurance
General liability insurance
Commercial property insurance
Professional liability insurance
Business interruption insurance
Pollution liability insurance
Inland marine insurance
Small landscaping businesses often qualify to get their foundational coverage through a business owners policy (BOP), which can help you get several critical benefits in a single package and at one price. Our agents will comprehensively research the policies offered by our carrier partners to ensure that you receive only the most optimized benefits for you.
Local Agents Working for You
It’s important to secure the insurance that best fits your needs. After all, if you don’t have the right coverage, you might find that you are paying too much money for a policy that isn’t even optimized to provide assistance when you need it most.
As a local agency, Kinneman Insurance is committed only to its customers. We understand what our neighbors need in their commercial insurance options, and we’re committed to being accessible to our customers whenever they need us. We want to be your partner throughout your policy’s lifetime and beyond, and we’ll never allow you to walk away dissatisfied that you don’t have the right benefits.
We proudly serve Alexandria, McLean, and the surrounding areas. If you are looking to make business insurance easy, call us today.