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Kinneman Insurance Blog Page 3

View the latest blog posts from Kinneman Insurance.

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Thursday, January 25, 2024

Insurance Industry update by Virginia Kinneman

January has brought snow to many but that is not the weather story. The issue is thunderstorms. Yes, you read that right, thunderstorms. In a report by Aon Plc, there were 37 thunderstorms that each cost at least $1 billion dollars in 2023.  This is up from an average of 14 a year. READ MORE >>

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Wednesday, January 17, 2024

What is Auto Policy Cancellation and Nonrenewal?

It is time to consider a new auto insurance policy. You may hear terms such as policy cancellation and non-renewal. What do they mean? Are there implications to these that you should know about when it comes time to renew?   Car insurance cancellation and non-renewal are two different things. READ MORE >>

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Friday, December 8, 2023

What Is No-Deductible Glass Coverage?

Have you heard about auto glass insurance coverage? It is sometimes called no-deductible glass coverage. In all cases, this type of auto insurance may help pay for broken windshields of vehicle glass. In a traditional policy, glass coverage often has limitations. But, this type of policy may help to fill in some of those gaps. READ MORE >>

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Thursday, November 30, 2023

How Much Life Insurance Should You Purchase?

When it comes to buying life insurance, you’ve probably heard plenty of rumors about how much to purchase. Some people think a certain dollar amount or several times one’s income is the right amount. But the truth is that the right amount is different for every policyholder. How much should you purchase? READ MORE >>

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Friday, November 3, 2023

Why Businesses Need EPLI

Here at Kinneman insurance we insure many businesses and restaurants in Alexandria, Mclean, and the surrounding cities in Northern Virginia. Restaurants and other small businesses face many risks every day even when it comes to their own employees. READ MORE >>

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Wednesday, October 25, 2023

Do I Need to Tell My Insurance Agent About Updates to My Home?

When looking for a home insurance policy, you will likely see that your home’s value has a hefty influence on your home insurance rates. This is because the total replacement cost value of your home affects how much the insurer will pay after a claim.  READ MORE >>

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Thursday, September 28, 2023

Why Are Home Insurance Rates Rising in Virginia?

Owning a home is a part of the American dream. However, over recent years, maintenance costs, taxes, and the overall risks to owning a home have all been increasing. Insurance is no different, and with increased risks and aging homes, the insurance companies have been increasing the premiums to help mitigate losses. READ MORE >>

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Monday, September 18, 2023

Who Is Covered by a Commercial Auto Policy?

Commercial auto insurance provides vital financial protection for businesses. It's important to understand who is covered under an organization's policy.   At its most basic, the insured entity is the business that owns and operates the vehicle, but there may be additional individuals covered under a commercial auto policy. READ MORE >>

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Friday, September 1, 2023

The Importance of Insurance for Restaurants

Kinneman insurance helps provide insurance for many restaurants in Northern Virginia, D.C, and Maryland communities. Owning a restaurant involves a wide variety of risks, and making sure your business has the right kind of coverage is vital.  Restaurants have tons of customers every day, each interacting with staff, food, and the premises itself. READ MORE >>

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Wednesday, August 16, 2023

Annual Home System Checkups Can Minimize Risk to Your Home

Keeping your home in good condition is a goal and responsibility of every homeowner. You have home insurance to help minimize losses that you cannot prevent.   This type of policy covers unexpected and accidental risks. It does not cover incidents that result from the normal wear and tear of your home. READ MORE >>

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